We inject life into business.

Liquidity is your key to new entrepreneurial opportunities.

We understand what moves you. And that you want to make a big difference in your business. We are the right people for you if you are not just looking for a financial service provider, but rather an ally. We are not a “jack-of-all-trades”. But what we can do, and what we do really well is this: we relieve you of your administrative burden, accelerate the flow of money, minimise risks and increase growth opportunities.

We keep an eye on your finances so that you can concentrate on your entrepreneurial vision. We have your back, so you can lead the way in your industry. We are BFS finance.

Is your money actually already working for you?

Increase working capital with BFS finance solutions


Get more financing leeway for your sales growth, grant longer payment terms without liquidity losses, use purchasing advantages, and expand production. It’s easy with BFS Factoring.

Back-up servicing

Make your asset-backed securities portfolio more attractive, reduce your operational risk and improve your rating – with our qualified back-up servicing solutions.


You – the core business. Us – the cash flows. Integration of multi-level value-added networks, automated billing, individual invoicing, and payment control – BFS Clearing makes your business life easier.

Our ISO certification is your data security guarantee.

With our finger on the pulse of business for 60 years. Benefit from our experience and digital expertise.

Financially smart. Group strong. Innovative.

We combine six decades of factoring experience and the latest digital expertise. With well-rounded expertise and data-driven solutions, we optimise payment processes and make your everyday work easier. Secured by the financial strength of our parent company Bertelsmann.

BFS finance is certified according to the internationally recognised security standard ISO/IEC 27001 and is, therefore, particularly data secure. As a member of the Society for Data Protection and Data Security (GDD), we are committed to the best possible data protection in the information society. We develop strategies for sustainable business according to the ESG (Environmental, Social, Governance) parameters defined by the UN. We are also a long-standing member of the German Factoring Association.

News that pays off for you.

Always well-informed. We keep you up to date with the latest news and exciting insider knowledge from the world of BFS finance.

Events you should not miss.

Meet, network, exchange. We have secured a firm foothold at the most important events in the financial industry. Why don’t you come along, too?

Forging a career is fun. At BFS finance.

Kick-starting your future, today. Make your dream career a reality. We offer ideal career opportunities, great colleagues and a positive corporate culture.