We inject life into business.

Liquidity is your key to new entrepreneurial opportunities.

We understand what moves you. And that you want to make a big difference in your business. We are the right people for you if you are not just looking for a financial service provider, but rather an ally. We are not a “jack-of-all-trades”. But what we can do, and what we do really well is this: we relieve you of your administrative burden, accelerate the flow of money, minimise risks and increase growth opportunities.

We keep an eye on your finances so that you can concentrate on your entrepreneurial vision. We have your back, so you can lead the way in your industry. We are BFS finance.

Is your money actually already working for you?

Increase working capital with BFS finance solutions

  • Factoring

    Get more financing leeway for your sales growth, grant longer payment terms without liquidity losses, use purchasing advantages, and expand production. It’s easy with BFS Factoring.

  • Full-service factoring

    Fast liquidity, 100% bad debt protection, credit checks, online real-time reporting, professional accounts receivable management - our BFS Full-Service Factoring offers you all of this. Your all-round carefree package for more entrepreneurial freedom.

  • Inhouse factoring

    You retain full control over your accounts receivable management, we protect you against bad debt losses and guarantee you immediate liquidity. With BFS Inhouse Factoring, you benefit from the perfect balance of financial support and autonomy.

  • Maturity factoring

    You don't need quick liquidity, but would like to protect your company from bad debts and at the same time want less administrative work? Then BFS Maturity Factoring is the right choice for you. We take over parts of your debtor management and reduce your default risk to zero.

Our ISO certification is your data security guarantee.

With our finger on the pulse of business for 60 years. Benefit from our experience and digital expertise.

Financially smart. Group strong. Innovative.

We combine six decades of factoring experience and the latest digital expertise. With well-rounded expertise and data-driven solutions, we optimise payment processes and make your everyday work easier. Secured by the financial strength of our parent company Bertelsmann.

BFS finance is certified according to the internationally recognised security standard ISO/IEC 27001 and is, therefore, particularly data secure. As a member of the Society for Data Protection and Data Security (GDD), we are committed to the best possible data protection in the information society. We develop strategies for sustainable business according to the ESG (Environmental, Social, Governance) parameters defined by the UN. We are also a long-standing member of the German Factoring Association.

News that pays off for you.

Always well-informed. We keep you up to date with the latest news and exciting insider knowledge from the world of BFS finance.

Events you should not miss.

Meet, network, exchange. We have secured a firm foothold at the most important events in the financial industry. Why don’t you come along, too?

Forging a career is fun. At BFS finance.

Kick-starting your future, today. Make your dream career a reality. We offer ideal career opportunities, great colleagues and a positive corporate culture.